Farmers State Bank

Everyone at Farmers State Bank here is so incredibly friendly and transparent! I’ve worked with multiple people here for their services and they really treat you like one of their own and want to do what’s best for you. Even when I needed help with something that I was hesitant to chat with anyone about because I had financially gotten myself in a pickle, they made me feel so comfortable and I could tell they have a judgement free zone and are there to help. Will always recommend them and there new office is really nice too - be sure to check them out!

We worked with Alex Vlach for our mortgage and he made the entire process easy for us. He is very knowledgeable and made sure everything stayed on schedule. Everything went smooth and everyone we have met at this branch has been extremely pleasant and welcoming.

Additionally, we also worked with Dakota to set up a separate account for insurance proceeds after a massive hail storm until all of the covered work could be completed. She made that entire process easy for us as well. We would recommend this bank to anyone!

I've used Josh at FSB for many of my real estate clients, as well as on my own personal purchase. Each time, he was able to get transactions closed smoothly and on-time, with competitive options and top-notch service. He's a stand-up guy with business ethics and a knack for what he does. Highly recommend!

Wow, are we impressed with working with Josh at FSB! We were recommended by a friend and we couldn’t be more grateful for the referral. From the beginning of our process, Josh was knowledgeable, kind, helpful, and fantastic at all correspondence. He answered our many questions with patience and made the closing process so incredibly simple, fast and efficient! Top notch service and overall experience!

I worked with Josh Schrofer as my loan officer at Farmers State Bank. From the first initial meeting he took time to listen to me and my background. He was encouraging and positive throughout the home buying process. One thing that really stood out to me was his effort with communication. He was readily available to answer questions via email or text messages, especially as the closing date drew closer. Josh also kept me up to date on a weekly basis as to what steps had been completed and what was upcoming. I would highly recommend working with Josh at FSB!

We would totally recommend FSB! We worked with Josh to finance our first home and we appreciated his timely responses to emails, weekly updates during the closing period, and phone calls when we had a list of questions. He always took the time and went the extra mile to make sure we fully understood our options so that we could make the best decision for our family. Thank you Josh!

Jordan in commercial lending was great to work with. He was on top of what was needed and kept us informed along the way.

Obtaining a mortgage can be intimidating and overwhelming. Josh Schrofer takes the time to educate and answer any questions his clients may have. You can actually go into the bank, sit down with him and talk face-to-face. He makes the process simple and easier from start to finish! Josh is highly recommended to all our clients!

Josh was great to work with on setting up financing for our Mortgage. Josh made the process very painless and was always very prompt and friendly answering any questions we had. I would definitely recommend Josh and Farmers State Bank to anybody looking to finance a mortgage.

I worked with Jordan on my businesses financing needs on a recent purchase. Jordan was extremely responsive and timely, actually opening the door for an early close. Process was incredibly smooth, and i would recommend him along with the FSB team to any business owner looking to grow.

My boyfriend and I had a great experience with Josh. He was referred to us by our realtor and he made the process super easy! He answered questions timely and worked us through the process as first time home owners! Great experience!

I was very impressed with Josh Schroer’s helpfulness during my mortgage loan application process. He was patient, knowledgeable and very understanding in my unique circumstances. His friendly and calm demeanor was very reassuring. I’m grateful for his service.

My elderly Mom and i were there yesterday conducting business. A nice young woman greeted us upon arrival, and she ended up being the person we dealt with named Amy Ganoe. Coincidentally she also helped a friend that referred us to this bank. She was absolutely wonderful to work with, very polite, upbeat and patient. I would gladly refer her to any of my family and friends.

I worked with Josh (Josh Schrofer) on one of my first deals as an agent and have to say that Josh and the team are fast, friendly, great to work with and got an awesome deal for my client. I will be recommending him and the FSB team for all my clients.

After living in several apartments over the past 7 years of my life, I decided it was time for a change and I was going to buy my first house. It wasn't exactly an ideal time for me as a first time home buyer in this crazy market, but the financial side of things ended up being the easiest part by far.

I worked with Josh Schrofer at Farmers State Bank and cannot say enough positive things about my experience. Everything about buying a home was brand new to me, but Josh was always readily available to answer any questions that I had. He very clearly outlined the week by week timeline of everything that was going to happen leading up to my closing date and it all went very smoothly.

Would highly recommend Josh & Farmers State Bank to anyone who is looking for a lender!

I was looking for a mortgage lender to help me with purchasing a home and Koda referred me to Josh, who was super helpful during the process. He provided the details I needed to know (lowest rate compared to others I looked into), answered all of my questions in depth, and had great advice on which length of term to choose that left me feeling confident I was making the best decision choosing FSB. Thank you!

Josh made getting a home loan so easy. He gave us weekly updates to ensure we knew what was going on and answered any questions we had along the way. Completely worry free experience. I will recommend him to anyone looking for a home loan in the future!

From the start with Amy reaching out in regard to refinancing my mortgage Ive had nothing but good things to say about my experience with FSB. Amy put me in touch with Josh and he immediately got work on everything. They both made the process very smooth and painless not to mention I got an incredible interest rate. I’d highly recommend working with Amy and Josh.

Alex Alvach was fabulous to work with. He made sure all the details were covered and was VERY easy to deal with. Great at reminding us when things needed done so we did not meet deadlines. Always encouraging and never demanding. I have recommended for my clients to use him and all the transactions have gone VERY smoothly. Thank you Alex!!

Me and my wife had an extremely smooth process buying our first house with FSB. Josh Schrofer was very professional and went above and beyond in exceeding all of our expectations. He also had amazing referrals who were very professional to work with as well.