Carlson & Associates

Carolyn was instrumental in guiding us during a very tough decision with purchasing another horse out of state and safeguarding us with insurance! The stress of shipping and what ifs was relieved knowing our investment was safe with an insurance policy to cover any issues that may arise (and with horses they almost always do!) I can not recommend enough how important it is to be in contact with a knowledgeable insurance professional, like Carolyn who has your best interest forwards! Our boy made it here safe and sound and is covered for any incidentals if needed.
Huge piece of mind!
Thank you, thank you!

Always so quick to assist and happily. Today I called to inquire about our policy renewal that showed a $600 increase. Betsy was right on it confirming everything she knew already about our family and what coverage we need. Matt later followed up with a new policy quote through a different company that was an annual renewal rather than 6 months… AND cut our cost in half Phew! Miracles! Thank you so much Betsy and Matt!!!

Maria Santana is an absolute gem when it comes to helping with insurance needs. From the moment I reached out to her, she exuded professionalism, warmth, and genuine care. Maria took the time to understand my concerns and patiently walked me through the complexities of insurance, ensuring I felt confident and informed every step of the way. Her expertise and attention to detail were evident in the personalized solutions she provided, tailored specifically to my needs. Maria's dedication to her clients goes above and beyond, and her friendly demeanor made the entire process a breeze. I am incredibly grateful for Maria Santana's assistance and would highly recommend her to anyone seeking reliable and compassionate insurance support. She truly embodies what it means to provide exceptional customer service.

Carolyn was amazing start to finish. She was able to provide us with reasonable quotes and easily explain them along with the different options associated with them. When we chose which option we wanted, the paperwork process was smooth, fast and efficient.
Unfortunately we had to make a claim and she was right there with us. She helped us get the information that we needed and was willing to support us and offer comfort. As we come up on the renewal of our policy, we will definitely be sticking with them!

Carolyn Kulp has been amazing to work with. She was extremely helpful and persistent in setting my small business up with the equine coverages that I needed. 5 stars!!!!!

We have a unique property that was proving to be difficult (and expensive) to find insurance for. Carolyn really went to bat for us, looking into every option available to find us coverage with a range of price points so we could make an informed decision. She was very thorough, even coming back for additional questions and clarification to be as accurate as possible. We were extremely pleased with Carolyn’s expertise and help in the time crunch we were faced with. Thank you Carolyn!

Carolyn Kulp was a great help in securing our current policy. We had never purchased this type of coverage and she walked us through the entire process. Answering all of my crazy questions. We are very thankful to work with her and highly recommend her to friends and family!

I am writing a review on behalf of the Okanogan Valley Boots and Saddle Club, Inc. We were having trouble with finding liability insurance for our club after being with the same company for many many years. I contacted Carolyn to see if she could help us with the amount of insurance we were required to have. She worked diligently, answered all questions then came up with a policy that was both in the amount needed and also at a really great price! She was always prompt in getting back to me whenever I contacted her.
It was definitely a good experience working with her and I thank her for helping us out in the timeline we required!

Denece Ralston
Secretary/Treasurer.

I would like to Highly recommend Carolyn Kulp with Narrows Insurance. I have been a mortgage Lender for 25+ years and have referred several of my clients to Carolyn for their Homeowners Insurance needs. She was able to talk to them immediately, offer them great service along with very competive premiums. Every one of them has Thanked me for sending her their way!

Super thankful for Carolyn and her dedication not only to our horses well being but her in involvement in the horse community! She is truly an amazing person and helped us in both purchases for one horse coming from out of state and another bought locally. She provided options and feedback for our questions. My trust is in her 💯! Thank you for all you do!

Carolyn Kulp at Narrows Insurance has been an absolute gem when it comes to equine insurance. Her extensive knowledge and genuine care for both clients and their horses shine through in every interaction. Carolyn takes the time to understand the unique needs of each horse and owner, ensuring coverage that provides comprehensive protection. With Carolyn, you're not just getting an insurance agent; you're gaining a partner dedicated to the well-being of your equine companions. Her commitment to excellence and personalized approach offers unparalleled peace of mind, knowing that your precious horses are in capable and caring hands.

We are so grateful for Carolyn's help with our insurance policy at Narrows Insurance. Out mortgage company had our escrow account in a complete mess, she was able to help use navigate this over multiple phone calls and resolved the issue! We highly recommend Narrows Insurance!

Caroline was so easy to work with and very knowledgeable. She explained each type of insurance and answered all my questions. I will definitely be using her for all my equine insurance needs. First class business!

I had the pleasure of working with Carolyn Kulp to find equine insurance plans for each of my beloved horses, and I couldn't be happier with the service she provided. Carolyn's expertise in the field is unmatched, and her dedication to finding the perfect coverage for each horse truly exceeded my expectations. She took the time to understand the specific needs of each animal and tailored insurance plans accordingly, ensuring that they were all comprehensively covered. Carolyn's professionalism, attention to detail, and genuine care for the well-being of my horses made the entire process seamless and stress-free. I highly recommend Carolyn Kulp to anyone in need of equine insurance services – she's simply the best in the business.

Carolyn was absolutely awesome to work with! Very knowledgeable and prompt. Any question I had she was able to quickly answer and got exactly the coverage I wanted on my 3 horses. Highly recommend!!!

I initially began my work with Narrows Insurance for insuring my horse and at that time was very pleased with Amy Haugen's great communication. When it came time to embark upon the daunting task of providing health insurance for my small business, Narrows Insurance and Amy Haugen came to mind! Amy provided an incredible thorough examination of possibilities and together with the firm's associates, there was a seamless transition into our small business providing medical and dental benefits. Through the process, all of my questions were answered in a clear prompt manner. I was very grateful for Amy Haugen's diligence and attention to detail through this process of finding and implementing benefits for Solas Equine Veterinary.

I can't say enough good things about Bettye and Antone. They answer my questions promptly. Most importantly today, Bettye was able to save me a ton of money on our auto, home and umbrella policies. I highly recommend this agency!!!

Maria is by far the best insurance agent I have ever come across. Anytime I have issues or problems. She is right there and willing to help. I definitely recommend her to anybody!

Carolyn is the absolute greatest ! She is informative and prompt with her responses and really cares about her clients! We will continue to use her for all of our insurance needs !

We have used Narrows Insurance for our farm and horse insurance, they have been wonderful. We appreciate Carolyn's customer service and knowledge when it come to these products!