CTC Financial, Inc

As first time home buyers, we had such little experience with how to walk through with a new home loan and all the millions of hoops to jump through. CTC was not only a very professional experience, they also answered every question we had and treated us with such kindness and patience as we navigated this new experience. We went off the recommendation of friends who had used them and we would happily recommend them to anyone else we know.

John and CTC Financial are awesome! I interviewed no less than twelve lenders before finding CTC and contacting John who tackled my fairly complicated file while other lenders were literally telling me no because it would be too much work. John closed multiple loans simultaneously while juggling a lot of moving pieces. He was professional, extremely knowledgeable and most importantly honest. I'm an investor who has done a lot of buying and selling and can tell you that John @ CTC Financial is one of the best lenders I've worked with and I wouldn't hesitate to recommend him to anyone looking to purchase, refinance or invest in rental property.

This is the second time we have used Michelle to obtain a mortgage. She has really made the entire process of buying a house, and now refinancing as easy and painless as possible. She was very knowledgeable, and answered any and all questions we had quickly. We got updates at every step of our loan process which was nice. I highly recommend CTC Financial.

Michelle Bell and CTC Financial have met our expectations, and then some. They made the process about as simple as possible for our refinance, and kept us continually in the loop as things progressed. I've had other loans processed in the past that were much more convoluted and drawn out, so my experience in this area has not always been the best, however, their service and attention to the customer was excellent. I can recommend their products and services for those who are interested. They were highly competitive and carefully explained the options available to us from the very beginning of the process. Everything was fairly straight forward, and there were no hidden or undisclosed hoops to jump through. Thanks for shepherding us through to the finish line! KUDOS!

We have used John at CTC for three loans in the recent years, all were handle in the most professional manner, with him working his tail off to get the best deal for you. Definitely the mortgage place for the self employed person. Two thumbs up !!!

Michelle and CTC Financial worked with me when I bought my house and had lost hope with the lender I was originally using. Michelle told me she could make it happen and she did in record time! Since then I have gone back to Michelle and CTC Financial to refinance my house twice. I now have friends and family that Michelle has helped with their mortgage needs. I wish I could give her 100 stars because she is worth it. CTC Financial is the best!

CTC Financial, Inc. helped my husband and I get a mortgage for our last two homes (our primary residence in Nevada, as well as our vacation home in California). John Terveer and his staff were incredibly knowledgeable and helpful both times, and were able to navigate the intricacies of obtaining a mortgage for a small business owner with ease. They were VERY responsive, efficient, and energized. They helped us to push through the process confidently, knowing that they were part of our team.

Michelle Bell at CTC Financial processed the refinance of our home with extreme professionalism and clarity. It was a wonderful experience working with her. Her attention to detail and expertise made the process a piece of cake! I’d recommend CTC in a heartbeat

Without a doubt, John’s knowledge of accounting made it so that I was able get financing. I’m self employed and by knowing the rules well, he was able to find $$ to count towards my income that others had missed. And I got a really low rate. I feel lucky that I was referred to him. Everyone working in his office was exceedingly helpful and genuinely nice to work with.

John is a true professional. Efficient, intelligent and understanding. I have recommended him to many family and friends. He has always given exceptional service. I just closed on a refinance loan and he came through as always. Thank you John for being a wonderful resource.

Michelle Bell is wonderful! We just finished my second re-fi and I couldn't be happier with the friendly, professional service Michelle and CTC Financial provided. Wondering if you can get a cash out re-fi done in 18 days? Give Michelle a shot at it, she got it done for me!

John Terveer and his team are amazing! My refinancing took 18 days from start to finish. John is very helpful and knowledgible. John answered all of my questions promplty and thoroughly. John was in constant contact and kept me informed about every step of the process. This is the second time, I have used John for financing a mortgage. Each time has been smooth, easy and fast. Thank you again, John!!!

Michelle Bell is absolutely the bomb. After wasting a week with another mortgage broker/office, she took us on in the eleventh hour. She got our loan approved, and closed in 12 business days. I’m not an easy approval either being self employed. It brings up all kinds of hassles. You cannot go wrong using her. Professional and very responsive. Edited to respond. If there is another Fairway Independent Mortgage branch in Reno on Longley please point me to it and I'll be happy to change or remove my review.

Michelle Bell is always extremely responsive, knowledgeable, professional, kind, and patient. She's been a pleasure to work with! I'd highly recommend her to anyone! Thank you for lowering my mortgage by over $200 a month!

I worked with John at CTC Financial, and he couldn't have been more knowledgable and helpful. He was immediately responsive, met with us at short notice, went above and beyond to assist us, and couldn't have been friendlier. I hope to work with him and the CTC team again in the future--I couldn't recommend them more!

John and his team far exceeded our expectations!!
From the first visit to the final signing we appreciated their friendliness, professionalism and attention to our particular needs. We could not believe how soon we were signing escrow papers. We highly recommend them and will use their services in the future!! Well done!!

The CTC Financial team helped us out 3 different times for home loans/refinances. I highly recommend them to anyone looking for a loan. They are very nice and help explain any questions you have.

Thank you CTC for the awesome rate! I was locked in and signed papers in 8 days. The whole process was seamless and the staff was great. Thank you for making the biggest most important purchase of our lives so easy. Once again Michelle, THANK YOU for everything!

John Terveer was prompt, professional and courteous. He explains the process clearly and is very straight forward. He kept the ball rolling and the process was complete in no time. There was absolutely no surprises at the settlement. An excellent job!! Highly recommend!

Michelle is professional, prompt and so helpful. She is great at what she does and I recommend CTC Financial, Inc. for anyone buying their first house and/or refinancing.