First Federal Savings

Ryan West provided a great experience in the mortgage loan and closing process. Everything was very efficient, as he gave specific instructions and provided daily feedback and follow up along the way. He certainly showed that he cared about us getting approved quickly and at the best rate possible. You should call First Federal Savings and ask for Ryan West if you're looking to finance your home.

We have had a great experience with First Federal Savings! The process was amazing. We worked with Ryan West. Ryan did a great job of explaining and teaching us the options and the process of our home loan. The communication was great, and the turnaround time was incredible!! Thank you so much!! - Molly & Nick

Just closed on a my construction loan thanks to Ryan West! It was a nice easy process. Mr. West was very informative on which route I should take whether do home equity line or construction loan based my situation. His communication was great, always got right back to me with in few min of reaching out to him. If anyone looking for help or need advice reach out to Mr. West !! He s my to go to for any future projects I’ll be doin!

Ryan West does a great job at helping people buy a home.or refinance. He helped me 6 years ago to buy my 1st home and now I just refinanced. He is great to work with and kept me updated during the whole process! First Federal is a great bank to bank at as well!

I have banked with First Fed my whole life and it has always been a good experience. When my fiancé and I were ready to build our first house, Ryan West worked with us wonderfully through the construction loan application process and was very timely with keeping things moving. He was always willing to take a phone call when I had questions and worked to get us the best possible rate and loan amount. Thank you Ryan, and First Federal.

My husband and I have used this bank for a long time! They are great! They will treat you like family! Highly recommend! Ryan is great if you need a home loan!!

Ryan West is fantastic Mortgage Lender. He was super helpful throughout the process and answered all the questions I had very promptly. Great customer service! I highly recommend First Federal Savings for all your mortgage and banking needs.

Ryan West is one of the best loan officers we have worked with in the past two decades. He is responsive, knowledgeable, and gets the loan across the finish line quickly. But most importantly, he listens to his customers. A++ experience, as always!

Working with Nicki, has been two words: Life Changing. When I met with Nicki to discuss my property purchase goals, I never felt pressured. Her friendly personality and knowledgeable responses to my questions let me know that I could trust her with my mortgage application. Nicki did not just take my application and send me on my way. I received emails, text messages, and phone calls from her to check-in and make sure I was always aware of what was going on and to confirm I did not have questions or need anything. I recommend Nicki to anyone that wants a complete a new mortgage.

We built a new home and couldn't have done it without Nicki Mayabbs assistance. Her knowledge on new build loans was extensive. She was very professional and was able to answer any questions we had through out home building experience. I was so impressed with her and First Federal that I switched banks opening up a new checking and savings account.

Nicki was great at First Federal in Heath. She worked wonderfully for us and made sure that we were aware of everything each step of the way. She was able to get us into our loan without issues and was always upfront about what would work and what would with us. We will continue to work with First Federal for our mortgages.

Nicki Mayabb was so helpful. We were doing most of our paperwork electronically as we lived out of state. She lead us through it, explained everything, and answered any questions we had. We will recommend her and First Federal Savings anytime. Thank you Nicki for making this process easy. We love our new home.

Ryan West has helped me close on two different property purchases, and now also a cash out refi. Every experience has closed quickly and painlessly! He's always easy to work with, friendly and professional.

Ryan is extremely helpful and has had an abundance of patience with me. He has answered every question I have had in a timely manner and has reviewed countless scenarios regarding finance options. I would highly recommend working with Ryan!

Nicki Mayabb at First Federal handled all my loan needs in a friendly and super efficient manner! It was a pleasant surprise to finally find a loan officer who actually returns your calls when there’s a question. Will do all my personal and business loans with Nicki at First Federal in the future.

A good friend recommended Nicki Mayabb at Heath's First Federal Savings when I was considering a refi on my home. Nicki was great to work with and took care of everything! Since then, I have recommended Nicki to others. Great experience.

Ryan West and his team member Tanner Marmie were wonderful to work with. They were always available to answer any questions we had and they went above and beyond to make the buying experience run smoothly.

Ryan was awesome and efficient! He was on top of all paperwork needed which made the loan part of home buying very easy with very little stress.

A big thank you, and shout out to Ryan West! He made the process of buying property, and soon building our dream home possible!

Ryan was great to work with, made the process easy, seemless and was very helpful in the questions i had. Thanks again, Ryan!