Atlantic Bay Mortgage Group

Tom was great with communication every step of the way! He helped us through every step of the homebuying experience and I would ABSOLUTELY recommend him to anyone looking for a great lender to work with! It was a pleasure working with him and Melissa both!

Adam and his team were wonderful. They went above and beyond what was expected. I can tell Adam cares about his clients. I was not simply another number. Would highly recommend their services to anyone looking to buy, refinance, or any other service you all may provide. Again, thank you for all your help.

Adam and the Atlantic Bay Mortgage team were beyond helpful during the process of buying my very first home. Closing in such a short period of time and handling all that's necessary was so impressive - all thanks to Adam!

I have bought two hoses threw Atlantic Bay Mortgage Group at this point and they have never disappointed. They offer great customer service, and they have always answered all my questions no matter how ridiculous they might be. Thank You so much Adam for your professionalism and your patience.

Adam was fantastic! He made a point to reach out to me often though out the home buying process. Whenever I had a question, he was happy to answer and if I could not reach him, he was very quick to respond. All around great customer service!

Tom made the experience seem so easy. I would highly recommend him to anyone getting a mortgage.

Tom Kulis and his Atlantic Bay Mortgage Team in Radford, Virginia did a very professional and efficient job for my wife and I when we refinanced our home. Tom and his team are very friendly and informative about the loan and mortgage process. Best mortgage experience and highest recommendation for real estate and mortgage needs in the New River Valley. When buying or purchasing a home, it is one of the largest financial decisions one will ever make - Tom and the Atlantic Bay team provide important date for the customers to make an informed decision. No pressure, - just great service and results.

Adam Armstrong at Atlantic Bay Mortgage is the best loan officer I have ever worked with. He did an amazing job getting my loan done in less than 30 days. He made the experience easy and stress free. He was very kind, helpful, expedient, efficient, and professional. I would definitely use him again and would highly recommend him to others!! Thank you so much Adam! You are awesome!

Tom Kulis and his team went above and beyond working with me and my wife. Every time a friend of mine mentions they are buying or refinancing a house I tell them about Tom and Atlantic Bay. This is my second experience with Tom and Atlantic Bay and I cannot say enough good things about them. Their knowledge and experience is invaluable to any home buyers.

Just bought a house through this office, and I am very impressed with them. Adam and Melissa were super helpful, and made the whole process very streamlined and easy. Very friendly people here; I highly recommend them to everyone!

Tom and his staff made my home buying process a breeze. He handled everything professionally and timely. I highly recommend Atlantic Bay!

Tom helped my wife and I close on a house in just over 30 days! In the middle of a pandemic! Ive never met a group of people so efficient. Melissa is also very knowledgeable and kind. 10/10 will recommend Atlantic Bay to my friends and family!

Adam Armstrong and ABM Group were a pleasure to work with on my refinance. Very knowledgeable about the entire mortgage process and helpful with questions. I would HIGHLY RECOMMEND giving him a call and seeing if refinancing (or just purchasing a home!) is the way to go!

It was great working with Tom Kulis at Atlantic Bay. He made my experience with getting a mortgage very easy.

The team at Atlantic Bay is top notch! This can be such a stressful and confusing process but they are there every step of the way to inform you of what is going on, what's to come, and to explain anything you have questions about!

Atlantic Bay went above and beyond to get me into the home of my dreams. They were amazing to work with.

They were amazing, we couldn’t have asked for anything more!

Great service and wonderful people. Tom Kulis and staff due a tremendous job.

Tom and Melissa were very helpful and insightful!

Fantastic support and made thr process easy.