Fambrough Ray A MD

I recently had the pleasure of working with Charlene from Charlene Gil and Associates Mortage Loan Experts for my home loan, and I couldn't be happier with the service I received.

From the beginning, Charlene demonstrated a high level of professionalism and expertise. They took the time to thoroughly explain the home loan process, answering all of my questions and ensuring I felt comfortable every step of the way. Their attention to detail and knowledge of the industry were truly impressive.

What sets Charlene apart is their commitment to customer satisfaction. They were responsive, keeping me informed about the progress of my loan application and promptly addressing any concerns that arose. The entire process was seamless, thanks to Charlene efficient and organized approach.

Moreover, Charlene was able to secure a competitive interest rate for my mortgage, ultimately saving me money in the long run. Their dedication to finding the best financial solution for my needs was evident throughout our interactions.

I highly recommend Charlene to anyone in need of a home loan. Their professionalism, knowledge, and commitment to excellence make them a standout choice in the mortgage industry. I am grateful for the positive experience and look forward to enjoying my new home, thanks in large part to Charlene and their outstanding service!

I’ve been working with Charlene for over 3 years now and she is incredible to say the least. What truly sets Charlene apart is her commitment to personalized service. She is attentive, responsive, and genuinely invested in ensuring you feel comfortable during every step of the loan process. I wholeheartedly recommend Charlene to anyone looking to buy a home or refinance. She’s the best!

Working with Charlene has always been the best experience. She is knowledgeable, professional and very communicative. She goes out of her way to get the job done. I know whenever I refer a client to Charlene they will be taken care of. It makes my job as a Realtor much easier when I know Charlene is the lender. She is THE BEST!!!

Charlene is knowledgeable creative and great with clients. She has always done an amazing job for our team. Very few lenders work as she does. I appreciate her returning my calls promptly and helping the client understand all their lending options.

It is with great pleasure that I write a review for Charlene. I believe Charlene has written at least 3 loans for us in the past several years. Yes, she is the consummate professional as many have written in their reviews. Trust goes a long way in the loan business and bearing your soul with your most personal and financial information only works if there is an exceptional level of confidence. I have that with Charlene. She not only gets the job done, she responds quickly and accurately with options to benefit our situation over and over. Thank you, Charlene!

I highly recommend Charlene Gil for all your home loan needs. She is extremely knowledgeable about all available loan options as well as an expert on setting up any new and returning home buyer for success. She has decades of experience and is highly respected by her agents and peers.

Charlene helped our Family out of being scammed by a realtor with added fees when buying our First home. She even went above and beyond walking us through this scary process. We loved her so much we went back to her and she helped us refinance our home and get our payments down and a super low interest rate. I highly recommend her. Thank you Charlene!

Charlene is an expert in her field as a Mortgage Banker. Her knowledge and experience are unparalleled. But most importantly she is tremendously gifted at working with her clients, and breaking down complex mortgage terminology into simple concepts that are easy to understand. Her follow up, consistency, and determination are exactly what are needed in an industry where timing is crucial. Don’t trust your loan to just anyone, use Charlene and you won’t be disappointed.

Charlene is just amazing. Our refi was the most painless, smooth and efficient experience. Her communication throughout every step made us feel confident, comfortable and happy that we had someone really helping us who genuinely cared. I HIGHLY recommend Charlene Gil and Associates Mortgage Loan Experts.

Working with Charlene is always a great experience. Charlene is very knowledgeable and responsive. It always makes my job so much easier when working with a great mortgage broker.

Charlene is your mortgage gal hands down! She is so hard working, responsive, helpful, knowledgeable, kind, and is my go-to lender for all of my clients. I’ve been working alongside Charlene for quite a few years and there is really no one else I would trust with my clients as much as her! You will not be disappointed with all of her services!

Charlene is an expert in home loans. She does her due diligence to get prospective homebuyers qualified under the best terms for them. She’s accessible and offers clear and open communication with her clients and the agents working the home sale. Charlene’s expertise is extremely valuable in the real estate market.

Charlene Gil has refinanced my property several times over the years. Her experience makes all the difference. Charlene is efficient, and her system is effective. She makes the process go as seamless as possible, in a timely manner to lock in the best mortgage rate possible. I
highly recommend Charlene Gil for the best service and outcome.

Charlene has an excellent demeanor and personality. She’s thorough, responsive, caring, and has a quick call back. She never leaves you hanging. Her staff are stellar too. I’ve worked with Charlene for 7+ yrs now and through the years she’s always been open and willing to hear us out on our random questions, and what her thoughts are in the current market and loan requirement conditions.
She a kind and caring individual with equally quality associates working with her. Wish everyone in this industry was like her, but if they were she wouldn’t be the stand out, like she is.

Wow! I just finished sitting down with Charlene and going over my finances as I am a first time homebuyer and right away I could tell that she was extremely knowledgeable about the current state of the housing market and what would make sense to me. To give some context, I am a business owner, and it is not easy to qualify for a loan, but after my meeting with Charlene, it was very clear on what steps I need to take next. I highly recommend her if you’re looking for someone who is patient, knowledgeable , and EASY to work with. Overall an extremely professional experience!!! Thank you!

Charlene is amazing. She might look young but shes been doing loans for a long time! Can definitely find peace of mind in knowing that her knowledge and expertise will keep you in good hands with whatever your financial/residential needs are. Easy to talk to and always stays on top of her communications. Expect your loan process to be easy and thorough. Charlene and her team are always on top of it!

Charlene is the epitome of professionalism. She not only thoroughly knows and understands this business and the mortgage market, she is incredibly honest. She will NEVER steer you wrong. She will do what’s best for YOU, not for any company or financial bottom line. Trust her with your business. I do and I will never go anywhere else!

Charlene's experience, professionalism, and communication is second to none. She has stepped in made home ownership dreams come true for my clients when others could not. She has a wealth of information and always looks out for the best interest of the consumer. Highly recommend!

Charlene is absolutely wonderful! Navigating loans has always been a confusing thing for us, but luckily, Charlene is an expert and she made the process seamless and stress-free. I can't recommend her enough!

I've had a great working relationship with Charlene Gill, and her team for many years. Providing excellent service and preparing clients for home ownership are important factors to consider when choosing a lender. If anyone is in search of a lender who prioritizes great services, Charlene and Associates might be a good option to consider.

Sharon Penny and Associates
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