TWFG Insurance

Working with Justin has been amazing. He is always available to answer my questions and has helped our business tremendously. I would highly recommend working with him, you won't be disappointed.

We just bought a new house and I was shocked when I saw the homeowners quote I got from my old insurance : $6800 for the year. Someone recommended Tim to me and he got it down to $3500. In addition, he also looked at our auto insurance, and saved us a bunch as well. He patiently answered the many questions I had during the process, was super easy to reach and always very friendly on the phone.
Tim is so great to work with and he saved me a bunch of money. I can only recommend him.

Justin and his team at TWFG have been excellent; I highly recommend this company to find the best auto insurance experience and prices. I have been working with Justin for years, to insure both my truck(s), and my RV; anytime I have needed anything, Justin, Heather and the whole TWFG team have provided top notch service, very fast responses, and very personalized customer service. They have hooked me up with great insurance rates, it's been a real pleasure doing business with TWFG.

Justin has been a god send! TWFG has helped me and given me advice on all my insurance needs. Who knew that being an adult meant more than just car insurance!

Thank you Justin and Heather!! 🚗💨

Tim Curts is the go to guy. He can get the job done. Helped me out during a stressful time. Really do appreciate him. Great customer service!

I've worked with Heather and Justin at TWFG Insurance for several years now for my home and auto insurance.
They get me the best coverage at the best price. They are always available to answer queries and work with the insurance company to update policies, etc.
I highly recommend using TWFG Insurance.

Justin has gone above and beyond for me on multiple occasions. Whether it's vehicle, property, business, workers comp - all different types of insurance, I know he's got my back. He's super communicative, friendly and I feel confident he's getting me the best deal he can. Thank you Justin and TWFG!

Both personally and professionally these guys are solid. Our business partnership has been mutually built on trust, knowing we each serve the client first. Beyond that the team at TWFG takes the time to present the ins and outs of your particularly unique insurance profile in a way that is digestible, so you come away feeling secure about your insurance decisions. Can't give more than five stars, but would if I could.

I highly recommend twfg insurance in Simi Valley. My representative was Justin and he was so patient, kind, knowledgeable and most of all not pushy. I love having a real person who is available to answer any questions. If you are looking for the best price and amazing customer service then Justin is your guy. Thank you for being persistent but not obnoxious.
Michelle Barry

I have been with Justin and Set Apart Insurance for several years and couldn't be happier. Because they offer competitive rates, great service and a quick response time, I have referred them to several clients for their insurance needs (I am a realtor). Keep up the great work!

Justin helped me find the best insurance coverage and rate for my 2012 Volvo! I can't be more pleased. He was efficient and prompt in assisting me with my request to find the best possible deal. I admire his integrity, and he was extremely knowledgeable and helpful. I would highly recommend his services!!

Justin Effler is a great agent. He is patient, and has greatly helped us with finding and fine-tuning our house insurance. He went the extra mile many times for us. I am recommending Justin to all of my friends.

I have recommended Set Apart Insurance to 10 people in the last month. I was in a jam and needed to find a new insurance provider that could provide more coverage for a minimal increase in cost. Justin was able to find me more coverage for less than I was paying before. These guys are great!

Justin met with us on a Saturday to fit our schedule. He took time to walk us through all the types of insurances and asked us what our goals/ideas were. Then we set up my wife's and my insurance right there, quick, easy, plus a great deal!

Very knowledgeable and overall an incredibly great guy. Would definitely recommend.

For two years in a row, Set Apart has gotten me the best rates on both car and home insurance. Justin, my agent, has been friendly, quick to respond to my questions, and always dedicated to making sure I was happy with my coverage. I highly recommend Set Apart.

I am very satisfied with the service. Justin went above and beyond to work with me. He called me multiple times to follow up without being pushy. There was a small hiccup with my credit card but Justin was very patient and helped me resolve it. Outstanding service not to mention most affordable prices! Highly recommend it!

Tim is the best! He really cares about our insurance as he turned over every possible risk and all the coverage options. I am very thankful and appreciative of Tim going out of his way - my past agent did nothing more go through the motions. I highly recommend Set Apart -

I was with AAA since I was 18 but had to leave when my rates skyrocketed when I got married and moved to a new city. I met with Dan Oh and was amazed by the rates he was able to give us. Since then he has consistently been a great person to work with as he is always available, kind and flexible to work with our needs. Can't recommend them enough! Great team

Tim was very knowledgeable about mobile homes. He helped me figure out the best coverage for my home. Tim gave me excellent customer service! I would highly recommend Set Apart Insurance to anyone looking for insurance! A great company!!!

As a customer, I liked your following attitude:
1) Immediate response to all my queries.
2) Resolve my concerns considering all possibilities.
3) My previous insurance company "AAA" was unable to provide me home owners insurance in a timely manner and as a result, I was unable close the escrow. Fortunately Justin Effler from TWFG helped me arrange the home owner insurance policy and with a reasonable quot. I loved this attitude so much that I switched my auto insurance policy from AAA to TWFG (Mercury Insurance).