Shafritz and Associates, P.A.

We encourage all consumers to be vigilant and informed about their rights when it comes to debt collection. If you have concerns or suspect that your rights have been violated, it is crucial to consult with an attorney who specializes in debt collection or consumer protection law. Numerous federal and state laws are in place to safeguard consumers from abusive or unfair debt collection practices.

The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from unscrupulous debt collectors, which may include law firms depending on the circumstances . Furthermore, banks and other financial institutions are subject to regulations, as they frequently engage the services of collection agencies. It is essential to be aware of the legal frameworks that govern debt collection practices, such as the Fair Credit Reporting Act (FCRA), the Truth in Lending Act (TILA), the Equal Credit Opportunity Act (ECOA), and specific state debt collection laws.

By staying informed and seeking legal advice when necessary, you can ensure that your rights are protected and upheld during the debt collection process.

This Law Firm is a joke. Super unprofessional. They have no idea what they are doing.

Be careful this place is a scam