Farmers & Merchants State Bank

The staff is so helpful and friendly. I never feel like I'm asking a dumb question or making a strange request. The personal feel of a small bank is wonderful!

Farmers & Merchants State Bank makes me feel welcome - whether I'm calling for advice, at the drive-thru window, or walking into the lobby. I'm always welcomed with a smile and asked how they can help me. It's evident that their customer satisfaction is their number one priority. The personalized treatment and their community support/involvement is what makes Farmers & Merchants State Bank stand above other financial institutions.

Never disappointed with Farmer's and Merchants State Bank of Waterloo and Marshall. Prompt courteous service, excellent follow-up, and the best rates for home and commercial loans around. Give them a try, you won't be disappointed!

Excellent service and great rates! As a realtor I would suggest this bank. Creative banking to get the job done! The communication was excellent and they were able to close quickly.

The loan department was great to work with good communications thanks for all your help In making our dreams come true.

Great local bank filled with people that care and want to help!

Great customer service and fantastic rates

Great products and services! Great rates!

Excellent service and knowledgeable employees.

Friendly and well educated staff!

Just amazing all around!

Dank